Healthcare.gov glitches almost ruined the end of open enrollment. Is there a better way?

“In the Netherlands, people who don’t sign up for their universal private coverage during the annual enrollment period are automatically enrolled in a plan and have to pay a premium 20 percent higher than what they would have paid if they signed up voluntarily. The Dutch have achieved 99 percent coverage under such a system, which shares other features with Obamacare (like subsidies and the ban on preexisting conditions).”
https://www.vox.com/policy-and-politics/2019/12/16/21024820/healthcare-gov-open-enrollment-2020-deadline-website-down

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