Video Sources: Do high deductibles lower healthcare prices? Price Controls VS Managed Market Healthcare.

High-Deductible Health Plans Reduce Health Care Cost And Utilization, Including Use Of Needed Preventive Services

Rajender Agarwal et al. 10 2017. HealthAffairs.

Does High Cost-Sharing Slow the Long-term Growth Rate of Health Spending? Evidence from the States

Molly Frean and Mark Pauly. 10 2018. NBER.

High deductible health plans aren’t to blame for rising healthcare costs

Tom Torre. 7 10 2020. Ebn.

Competitive Physician Prices In Fee-For-Service Medicare

Bryan Dowd et al. 3 18 2020. HealthAffairs.

John Freedman on Health Care Costs and Transparency

John Freedman. 2 12 2018. The Berkman Klein Center for Internet & Society.

Spending on Shoppable Services in Health Care

Amanda Frost and David Newman. 3 2016. Health Care Cost Institute.

Universal Catastrophic Coverage:Principles for Bipartisan Health Care Reform

Ed Dolan. 6 2019. Niskanen Center.

The Role of Third-Party Payers in Medical Cost Increases

2014. Maureen J. Buff and Timothy D. Terrell. Journal of American Physicians and Surgeons.

How have healthcare prices grown in the U.S. over time?

Gary Claxton et al. 5 8 2018. Health System Tracker.

Texans are paying more for health insurance — and using it less

Mitchell Schnurman. 3 1 2020. The Dallas Morning News.

Study: People with High-Deductible Plans Don’t Act Like Savvy Shoppers

Kara Gavin. 3 5 2019. University of Michigan Health Lab.


Claudio Lucarelli et al. 11 2020. National Bureau of Economic Research.

The U.S. can slash health-care costs 75% with 2 fundamental changes — and without ‘Medicare for All’

Sean Masaki Flynn. 11 9 2019. MarketWatch.

WHAT DID YOU PAY?: Study finds Indiana has some of the highest health care costs

Tyler Juranovich. 2 6 2021. CNHI News Indiana.

Op-ed: It’s time to reform health care in Indiana

Al Hubbard. 2 9 2020. IndyStar.

Indiana’s anticompetitive market inflates costs, report says

Alex Kacik. 9 30 2019. Modern Healthcare.

Indiana’s Version of Consumer-Driven Healthcare Saves Money for Employees and the State

Pamela Scherer McLeod. 3 30 2012. Dark Daily.

Indiana’s Medicaid experiment offers a conservative take on health reform

Noam N. Levey. 6 4 2015. Los Angeles Times.

CDHP-induced death spiral in Indiana

Christine Vestal. 11 17 2011. PNHP.

The Promise of Consumer-Directed Health Plans: Studies Show Success at Reducing Costs and Maintaining Quality

Kathryn Nix and Alyene Senger. 7 9 2012. The Heritage Foundation.

Why isn’t Mayor Pete talking about the Indiana program that’s superior to single payer?

Sean Flynn. 10 17 2019. The Hill.

Sick to Debt: Fixing Our High Out-of-Pocket Health Care System with Peter Ubel, MD

Peter Ubel. 1 25 2021. Berman Institute.

From Health Affairs: National Health Spending In 2019

Health Affairs. 12 16 2020.

NHE Fact Sheet


2021 Medicare Parts A & B Premiums and Deductibles

CMS. 11 6 2020.

A Snapshot of Sources of Coverage Among Medicare Beneficiaries in 2018

Wyatt Koma et al. 3 23 2021. KFF.

Medicare – Statistics & Facts

Matej Mikulic. 5 15 2020. Statista.

Percentage of people covered by Medicare in the United States from 1990 to 2019


51% of U.S. Workforce Enrolled in High-Deductible Health Plans, Which May Leave Some Underinsured

Sterling Price. 1 25 2021. ValuePenguin.

Make Transparent Health Care Prices A Price Of Any Future Aid To The Health Care Industry

Brian C. Blasé. 6 16 2020. Health Affairs.

Firm responses to targeted consumer incentives: Evidence from reference pricing for surgical services

Chrisopher M. Whaley and Timothy T. Brown. 9 2018. Journal of Health Economics.

Provider responses to online price transparency

Christopher M. Whaley. 2019. Journal of Health Economics.


Transparent Prices Will Help Consumers and Employers Reduce Health Spending

Brian Blasé. 9 27 2019. Galen Institute. Texas Public Policy Foundation.

Hospital Price Transparency: Making It Useful for Patients

Lovisa Gustafsson and Shawn Bishop. 2 12 2019. The Commonwealth Fund.

Increasing Price Transparency in Health Care

Christine Buttorff et al. 2021. RAND.

International Health Care System Profiles: Singapore

Roosa Tikkanen et al. 6 5 2020. The Commonwealth Fund.

The ACA: Trillions? Yes. A Revolution? No.

Joseph R. Antos and James C. Capretta. 4 10 2020. Health Affairs.

Name the much-criticized federal program that has saved the U.S. $2.3 trillion. Hint: it starts with Affordable

Ezekiel J. Emanuel. 3 22 2019. STAT.

A Better Way to Encourage Price Shopping for Health Care

Neeraj Sood and Michael E. Chernew. The New England Journal of Medicine.

Does Enrollment in High‐Deductible Health Plans Encourage Price Shopping?

Xinke Zhang et al. 8 2018. Health Services Research.


Zarek C. Brot-Goldberg et al. 10 2015. National Bureau of Economic Research.

High-Deductible Health Insurance Plans: Efforts To Sharpen A Blunt Instrument

Mary Reed et al. 8-2009. Health Affairs.

Do high-deductible health plans affect price paid for childbirth?

Betsy Q. Cliff. 7 12 2021. Health Services Research/Early View.

Searching for Health: The Effects of Online Price Transparency

Christopher Whaley. 10 1 2015. RAND.

Impact of Consumer-Directed Health Plans on Low-Value Healthcare

Rachel O. Reid et al. 12 2017. Am J Manag Care.

Increases In Consumer Cost Sharing Redirect Patient Volumes And Reduce Hospital Prices For Orthopedic Surgery

James C. Robinson and Timothy T. Brown. 2013. Health Affairs.

Association Between Availability of Health Service Prices and Payments for These Services

Christopher Whaley et al. 2014. JAMA.

Does it Pay to Know the Prices in Health Care?

Ethan M.J. Lieber. 2 2015. University of Notre Dame.

Price Shopping in Consumer-Directed Health Plans

Neeraj Sood et al. 3 20 2013. De Gruyter.

Americans Support Price Shopping For Health Care, But Few Actually Seek Out Price Information

Ateev Mehrotra et al. 2017. Health Affairs.

Consumer Responses to Price Transparency Alone Versus Price Transparency Combined with Reference Pricing

Christopher Whaley et al. 2017. American Journal of Health Economics.

Why Aren’t More Employers Implementing Reference-Based Pricing Benefit Design?

Anna D. Sinaiko et al. 2019. The American Journal of Managed Care.

Effects of employer-offered high-deductible plans on low-value spending in the privately insured population

Brendan Rabideau et al. 2021. Journal of Health Economics.

The Long Term Effects of “Consumer-Directed” Health Plans on Preventive Care Use

Matthew D. Eisenberg et al. 2017. J Health Econ.

Vulnerable And Less Vulnerable Women In High-Deductible Health Plans Experienced Delayed Breast Cancer Care

J. Frank Wharam et al. 2020. Healt Aff (Millwood).

High-Deductible Health Plans and Prevention

Olena Mazurenko et al. 4 2019. Annual Review of Public Health.

The Effects of Cash Transfers to Health Savings Accounts on Healthcare Utilization and Health

Jessica Ya Sun. 10 31 2018. Centre for Research on the Economics of Ageing.

Patients’ Views on Price Shopping and Price Transparency

Hannah L. Semigran et al. 6 2017. Am J Manag Care.

Association of a national insurer’s reference‐based pricing program and choice of imaging facility, spending, and utilization

Anna D. Sinaiko and Ateev Mehrotra. 6 2020. Health Serv Res.

The Moral Hazard Effects of Consumer Responses to Targeted Cost-Sharing

Christopher Whaley et al. 10 2017. J Health Econ.

Reductions in Diagnostic Imaging With High Deductible Health Plans

Sarah Zheng et al. 2 2016. Medical Care.

Price Transparency For MRIs Increased Use Of Less Costly Providers And Triggered Provider Competition

Sze-jung Wu et al. 2014. Health Affairs.

Too high a price: out-of-pocket health care costs in the United States. Findings from the Commonwealth Fund Health Care Affordability Tracking Survey. September-October 2014.

Collins SR et al. 2014 11 1. Europe PMC.

Impact of Reference Pricing on Cost and Quality in Total Joint Arthroplasty

Dane J. Brodke. 12 18 2019. The Journal of Bone and Joint Surgery.

Consumer-Directed HealthCare: Early Evidence About Effects On Cost And Quality

Melinda Beeuwkes Buntin et al. 2006. Health Affairs.

Cost-Sharing Design Matters: A Comparison of the Rebate and Deductible in Healthcare

Minke Remmerswaal et al. 12 2007. Tilburg University.

Offering A Price Transparency Tool Did Not Reduce Overall Spending Among California Public Employees And Retirees

Sunita Desai et al. 2017. Health Affairs.

Price and Consumer Cost Responsibility Effects on Quality Perceptions and Price Negotiation Likelihood for Healthcare Services

Jay P. Carlson et al. 12 2008. Health Marketing Quarterly.


Hugh Waters and Marlon Graf. 8 2018. Milken Institute.

Health and Economic Costs of Chronic Diseases.


The Costly Chronic Disease Epidemic

Partnership to Fight Chronic Disease. 2016.

Managing the Most Expensive Patients

Robert Pearl and Philip Madvig. 2020. Harvard Business Review.

Association Between Availability of a Price Transparency Tool and Outpatient Spending

Sunita Desai et al. 5 3 2016. JAMA.

Can Consumers Be Smarter Health Care Shoppers in the Quest for Cost Containment?

Brendan Riley. 2018. NCMJ.

About Chronic Diseases

National Health Council. 2014.

Health care market consolidations: Impacts on costs, quality and access

Paul B. Ginsburg. 3 16 2016. Brookings.

Small population, large expense: Managing high-cost claimants

UnitedHealthcare. 5 21 2021.

Provider Consolidation Drives Up Health Care Costs

Emily Gee and Ethan Gurwitz. 12 5 2018. Center for American Progress.

Health Insurance Deductibles and Their Associations With Out-of-Pocket Spending and Affordability Barriers Among US Adults With Chronic Conditions

Joel E. Segel and Jeffrey T. Kullgren. 3 2017. JAMA Intern Med.

How the New Price Transparency Rules are Affecting Stakeholders

Deborah Abrams Kaplan. 5 13 2021. Managed Healthcare Executive.

Op-ed: A free-market alternative to government-controlled health care

Just Haskins and S.T. Karnick. 5 10 2021. Chicago Tribune.

The American Health Care Plan

Justin Haskins and S.T. Karnick. 4 2021. The Heartland Institute.

Rethinking Consumerism in Healthcare Benefit Design

Lynn Quincy. 4 2016. Healthcare Value Hub.

Research Brief No. 43

Altarum Healthcare Value Hub. 3 2021.

Research Brief No. 42

Altarum Healthcare Value Hub. 6 2020.

Research Brief No. 1

Altarum Healthcare Value Hub. 5 2020.

10 Years Since The ACA: Policy Now Rooted in the Strongest Evidence Base Ever

Lynn Quincy. 3 2020. Altarum Healthcare Value Hub.

Health care is different (from other industries)

Austin Frakt. 9 1 2010. The Incidental Economist.

Health care is different

Austin Frakt. 8 31 2010. The Incidental Economist.

American health care can be free market or cheap. It can’t be both.

Ezra Klein. 3 27 2017. Vox.

Are We Really Ready for Free-Market Healthcare?

Max Gulker. 11 20 2019. AIER.

Medicare Advantage for All

Avik Roy. 4 21 2019. FREOPP.

Why Do Medicare Advantage Plans
Have Narrow Networks?

Laura Skopec et al. 11 2018. Urban Institute.

The Grass Is Not Always Greener A Look at National Health Care Systems Around the World

Michael Tanner. 3 18 2008. CATO.

Medicare For All: The Social Transformation Of US Health Care

Peter S. Arno and Philip Caper. 3 25 2020. Health Affairs.

A Libertarian’s Case Against Free Markets in Health Care

Roman Zamishka. 8 2 2018. The Health Care Blog.

Creating Effective Health Care Markets

David Blumenthal. 9 7 2018. The Commonwealth Fund.

Market-driven health care is worth the effort

James C. Capretta. 2 26 2020. AEI.

The why and how of market-driven medical care

James C. Capretta. 1 13 2020. AEI.

Article by Hoffman Details the Failures of Market-Based Health Care Policies

Penn LDI. 10 18 2019.

Health Care’s Market Bureaucracy

Allison K. Hoffman. 2019. Pen Law: Legal Scholarship Repository.

The American Pathology of Inequitable Access to Medical Care

Allison K. Hoffman and Mark A. Hall. 9 2019. University of Pennsylvania Carey Law School.

The Failed Economics of Consumer-
Driven Health Plans

John Aloysius Cogan Jr. 2021. University of California, Davis.

A Public Option for Employer Health Plans

Allison K. Hoffman et al. 2 17 2021. University of Pennsylvania Carey Law School.


Chenyuan Liu and Justin R. Sydnor. 3 2018. Nationa Bureau of Economic Research.

Choose to Lose: Health Plan choices from a Manu with Dominated Options.

Saurabh Bhargava et al. 8 2017. Quarterly Journal of Economics.

Consumer Decisionmaking in the Health Care Marketplace

Erin Audrey Taylor et al. 2016. RAND Corporation.

When All That Glitters Is Gold: Dominated Plan Choice on Covered California for the 2018 Plan Year

Petra W. Rasmussen and David Anderson. 7 7 2021. Milbank Quarterly.

Decision Assistance and Insurer Steering in Health

Ian McCarthy and Evan Saltzman. 3 2021. Emory.

Estimated Plan Enrollment Outcomes After Changes to US Health Insurance Marketplace Automatic Renewal Rules

David M. Anderson et al. 7 16 2021. JAMA Health Forum..

Two Visions for Market-Based Health-Care Reform

James C. Capretta. 9 20 2018. Real Clear Policy.

Singapore’s Market-Based Health Care System Puts America’s To Shame

Avik Roy. 3 9 2012. Forbes.

Reference Pricing: A Small Piece of the Health Care Price and Quality Puzzle

Chapin White and Megan Eguchi. 10 2014. National Institute for Health Care Reform.

What Is a Shoppable Service for Healthcare?

Sherry Baker. 3 16 2020. YourCareEverywhere.

The Best Health Care System in the World: Which One Would You Pick?

Aaron E. Carroll and Austin Frakt. 9 18 2017. The New York Times.

Single-Payer Systems Likely to Save Money in US, Analysis Finds

Laura Kurtzman. 1 15 2020. University of California San Francisco.

Looking North: Can A Single-Payer Health System Work In The U.S.?

Shefali Luthra. 12 18 2017. KHN.

Taiwan’s single-payer success story — and its lessons for America

Dylan Scott. 1 13 2020.

International Healthcare Systems: The US Versus the World

Christ Slaybaugh. Axene Health Partners.

Health Care Systems in Transition: Switzerland

European Observatory on Health Care Systems. 2000.

Projected costs of single-payer healthcare financing in the United States: A systematic review of economic analyses

Christopher Cai et al. 1 2020. PLoS Med.

Improving the prognosis of health care in the USA

Alison P Galvani et al. 2020. Lancet.

Health Insurance and Mortality in US Adults

Andrew P. Wilper et al. 12 2009. American Journal of Public Health.

Health Insurance Coverage and Health —
What the Recent Evidence Tells Us

Benjamin D. Sommers et al. 2017. The New England Journal of Medicine.

The Relationship of Health Insurance and Mortality: Is Lack of Insurance Deadly?

Steffie Woolhandler and David U. Himmelstein. 9 19 2017. Annals of Internal Medicine.

Did the ACA Medicaid Expansion Save Lives?*

Mark Borgschulte and Jacob Vogler. 8 2019. Institute of Labor Economics.

Cost of Medicare for All: Review of the Estimates

John A. Nyman. 2021. Applied Health Economics and Health Policy.

How Would Medicare for All Affect Physician Revenue?

Christopher Cai. 2021. Journal of General Internal Medicine.

Understanding the Healthcare System in the UK

Does Canada’s Health Care System Need Fixing?

Sarah Varney. 8 10 2009. NPR.

The Extremely Bad Economics Of Single-Payer Healthcare For California

Lee Ohanian. 4 16 2019. Hoover Institution.

Two Big Problems with Single-Payer Healthcare

Germinal G. Van. 1 8 2020. Mises Wire.

Transcending Obamacare? Analyzing Avik Roy’s ACA Replacement Plan

Timothy Jost. 9 2 2014. Health Affairs.

Yes, We Can Transcend Obamacare

Avik Roy and Stephen Parente. 11 6 2014. Health Affairs.

Zombie Medicaid arguments

Austin Frakt and Aaron Carroll. 3 3 2014. The Incidental Economist.

International Health Care System Profiles: Germany

Roosa Tikkanen et al. 6 5 2020. The Commonwealth Fund.

International Health Care System Profiles: France

Roosa Tikkanen et al. 6 5 2020. The Commonwealth Fund.

The Swiss Health Care System

Isabelle Sturny. 2017. The Commonwealth Fund.

The Singaporean Health Care System

Chang Liu and William Haseltine. 2017. Commonwealth Fund.

Getting The Price Right: How
Some Countries Control Spending
In A Fee-For-Service System

Michael K. Gusmano et al. 2020. Health Affairs.

Health Care Systems – Four Basic Models

Physicians for a National Health Program.

Health Care Spending in the United States
and Other High-Income Countries

Irene Papanicolas et al. JAMA. 2018.

Hospital and Surgery Costs

Bill Fay. 5 13 2021.

Cost of various surgeries in the United States as of 2019


The 10 Most Common Surgeries in the U.S.

Mary Elizabeth Dallas. 9 10 2021. Healthgrades.

Fixing the 5 Percent

Karen Weintraub and Rachel Zimmerman. 6 29 2017. The Atlantic.

A new way of measuring health costs sheds light on recent health spending trends

Cynthia Cox et al. 3 29 2016. Health System Tracker.

How has U.S. spending on healthcare changed over time?

Rabah Kamal et al. 12 23 2020. Health System Tracker.

How costly are common health services in the United States?

Daniel McDermott et al. 11 4 2020. Health System Tracker.

What do we know about spending related to public health in the U.S. and comparable countries?

Rabah Kamal and Julie Hudman. 9 30 2020. Health System Tracker.

How do healthcare prices and use in the U.S. compare to other countries?

Rabah Kamal and Cynthia Cox. 5 8 2018. Health System Tracker.

Measuring the quality of healthcare in the U.S.

Gary Claxton et al. 9 10 2015. Health System Tracker.

Price transparency and variation in U.S. health services

Nisha Kurani et al. 1 13 2021. Health System Tracker.

1% of People Account for 22% of Total Healthcare Spending

Jacqueline LaPointe. 2 26 2020. Rev Cycle Intelligence.

What single-payer healthcare would mean to doctors

Liz Seegert. 5 25 2016. Medical Economics.

AMA maintains its opposition to single-payer systems

Steven Ross Johnson. 6 11 2019. Modern Healthcare.

3 Reasons You Won’t Keep Your Doctor Under Single Payer

Christopher Jacobs. 7 11 2019. The Federalist.

The myth of a physician exodus under Medicare for All

Aaron Carroll. 10 30 2019. JAMA Forum.

Don McCanne. Comment on post: The myth of a physician exodus under Medicare for All. Aaron Carroll. 10 30 2019. JAMA Forum.

12 questions about single-payer health care

Sarah Kliff. 5 31 2015. Vox.

Why Oncologists Should Support Single-Payer National Health Insurance

Ray E. Drasga and Lawrence H. Einhorn. 2014. American Society of Clinical Oncology Journal.

A Remedy for the Primary Care Doctor Shortage: Medicare for All

Srivats Narayanan. 7 19 2019. Medium.

What drives health spending in the U.S. compared to other countries

Nisha Kurani and Cynthia Cox. 9 25 2020. Health System Tracker.

Tracking the rise in premium contributions and cost-sharing for families with large employer coverage

Matthew Rae et al. 2019 8 14. Health System Tracker.

A look at people who have persistently high spending on health care

Gary Claxton et al. 7 22 2019. Health System Tracker.

The Netherlands has universal health insurance — and it’s all private

Dylan Scott. 1 17 2020. Vox.

International Health Care System Profiles: Netherlands

Roosa Tikkanen et al. 6 5 2020. The Commonwealth Fund.

Single payer does not equal increased wait-times

Aaron Carroll. 7 25 2012. The Incidental Economist.

Do countries with single payer health care have longer wait times to see the doctor? If yes, is it worth it?

Quora. 2019.

Wait times and single-payer health care

Sally C. Pipes. 8 4 2014. Pacific Research Institute.

Britain’s Version Of ‘Medicare For All’ Is Struggling With Long Waits For Care

Sally Pipes. 4 1 2019. Forbes.

Single-payer health care’s deadly waitlists

Sally C. Pipes. 7 15 2021. The OCR.

Why is life expectancy in the US lower than in other rich countries?

Max Roser. 10 29 2020. Our World in Data.

Life Expectancy and Mortality Rates in the United States, 1959-2017

Steven H. Woolf. 2019. JAMA.

Explaining Divergent Levels of Longevity in High-Income Countries.

Eileen M. Crimmins, Samuel H. Preston, and Barney Cohen, Editors. 2011. National Research Council.

Why do some countries do better or worse in life expectancy relative to income? An analysis of Brazil, Ethiopia, and the United States of America

Toby Freeman et al. 2020. International Journal for Equity in Health.

How Switzerland delivered health care for all — and kept its private insurance

William Brangham and Jason Kane. 9 2 2020. PBS.

Understanding Switzerland’s Healthcare System

The conservative case for universal health care

Avik Roy. 2 8 2019. Miller Center

Price setting and price regulation in health care: Lessons for advancing Universal  Health Coverage

Sarah L Barber et al. 2019. World Health Organization and the Organization for Economic Co-operation and Development.

Will you receive an ACA premium subsidy?

Louise Norris. 8 24 2021.

The Fair Care Act of 2020: Market-Based Universal Coverage

Avik Roy. 10 12 2020. Freopp.

Percentages Over 2021 Poverty Guidelines

Needy Meds.

2021 Poverty Guidelines – Annual

Paying For Senior Care. 2021 7 16.

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