Medicare Advantage private health insurance companies have a strong say in whether someone gets elevated medical care. They have the incentive to see you as healthier than you are so they don’t have to pay for Medical care. Whistleblowers say that United Healthcare has said something like ‘they are old anyways, so maybe no one will notice’.
United Healthcare apparently illegally incentivized nursing homes to give United Healthcare leads so the insurance company can sell old people products. Families have complained that their loved ones were sold products when the elderly family member was not capable of making such a decision.