Trump’s tax cuts that mostly benefit the wealthy do not sunset. His financial benefits for the middle class and below do sunset. If he really thought these programs were good and were helping people, he and the Republican Congress that passed them would have made them permanent, instead, he made them temporary to use as an election issue.
Trump Accounts mostly benefit those wealthy enough to take advantage of them as tax deductions (ways to avoid paying taxes, making the deficit, debt, and inflation worse).
Anytime the government does something through tax deductions instead of checks, it’s a sign that it will mostly benefit the wealthy.