Lawsuit: It’s Time To Start Paying Off Those Student Loans Again

“Student loan payments have been paused since the onset of the COVID-19 pandemic in March 2020. However, in the three years since the pause began, the economic and legal justification for the continued moratorium has grown increasingly weak.
Not only has the economy recovered in full force—leading to the lowest unemployment rate in over 50 years—but President Joe Biden himself has declared that “the pandemic is over.” Yet, student loan payments are still paused—with the same, flimsy justification that the pandemic emergency rages on and student loan borrowers simply can’t be expected to shoulder the unsurmountable burden of paying back their loans, especially with a Supreme Court ruling on sweeping student loan forgiveness eminent.

However, a new legal challenge has emerged to try to end the absurdity.”

“The HEROES Act was passed in 2003 and allows the federal government to provide student loan relief to college students who withdraw from school in order to enter active military duty during a time of “war or other military operation or national emergency.”

While the Department of Education has long claimed that the COVID pandemic presents such a national emergency, the lawsuit contends that a yearslong student loan repayment pause is simply out of the HEROES Act’s scope.

The Act was explicitly designed to help a very specific group of Americans—those that leave school to serve in a war. “Recasting the HEROES Act from a statute permitting limited modifications for targeted groups (primarily those serving in the military during wartime) to one that can suspend payments and cancel interest for all 45 million borrowers is a change so significant” that it fundamentally revises the statue, the lawsuit states.”

“The student loan repayment moratorium is one of the strangest holdovers of the COVID-era government spending spree. Whatever economic—and legal—justification to suspend loan repayment has long since expired, making each new extension seem more bizarre than the last.

In the meantime, the cost of the payment pause keeps ticking up. As the lawsuit notes, “The Moratorium has been wiping out $5 billion of assets owned by the United States every month for the past 32 months without any statutory authorization or appropriation, at a cumulative cost to taxpayers of $160 billion and counting.””

Tucker Carlson Is Lying to You

“I have worked in English language media even longer than Carlson has, and I “understand” nothing like the totalizing constraints he describes, nor would a significant percentage of the people I have worked with. The editorial direction (not quite a set of “limits”) at an opinion magazine such as Reason, for example, tends to be tethered to a political/ideological/philosophical point of view, with content mutually understood by employer and employee alike to fit within a publicly stated organizational mission, and yet, I have for two decades felt perfectly free to explore out loud some of my least libertarian notions (including one, ironically enough, that was influenced directly by Tucker Carlson).
Reason may be on the tolerant extreme of the open-debate spectrum, but I was similarly untroubled by the specter of editorial no-fly zones at the Los Angeles Times, a newspaper that hired me after I had written a series of “Outside the Tent” columns criticizing…the Los Angeles Times. (That institutional courage to solicit internal criticism was not shared by Carlson at his own The Daily Caller: Blogger Mickey Kaus resigned from the conservative publication in 2015 after a post of his critical of Fox News was deleted on the grounds that, in Carlson’s words, as quoted by Kaus: “We can’t trash Fox on the site. I work there.”)

As the Caller example indicates, the “rule of what you can’t say” is often self-imposed, for reasons that can have more to do with narrow careerism than some broader globalist plot. As such, breaking free from presumed shackles is often as easy as just blurting out the allegedly verboten thing—not unlike Tucker Carlson’s often interesting, often exasperating television program these past seven years.

But the populist trick and conceit, one that Carlson is already ratcheting up in his new Twitter phase, is to not merely say the forbidden truth but to do so while, improbably enough, claiming that you cannot do so.”

“Thirty years ago, the main conservative critique of the mainstream media was that it was biased. Twenty or so years ago, bias had escalated into pursuing an active agenda. Now, that agenda has managed to become an all-encompassing yet secretive transpartisan snow job.

“The undeniably big topics, the ones that will define our future, get virtually no discussion at all,” Carlson postulated in his first Twitter video after being fired. “War, civil liberties, emerging science, demographic change, corporate power, natural resources. When was the last time you heard a legitimate debate about any of those issues? It’s been a long time. Debates like that are not permitted in American media. Both political parties, and their donors, have reached consensus about what benefits them, and they actively collude to shut down any conversation about it. Suddenly the United States looks very much like a one-party state.”

This seems like a good place to point out that the May issue of Reason includes debates about war, civil liberties, emerging science, demographic change, and so forth. And I’m guessing that anyone who truly believes there are no meaningful differences between the two main political parties in the U.S. did not have children attending public school during the COVID-19 pandemic.

Carlson’s fans, including some (masochistic?) libertarians, surely do not care that his hyperbole crosses so frequently into fantasia; what matters is that he (again, like Trump) has the right enemies—the media, the wokes, the Pentagon, Big Pharma. If the journalism profession is going to go on a “moral clarity” bender of ever-escalating pejoratives for conservatives, aggressive “deplatforming” even of elected Republicans, and enthusiastic collusion with the censorious state, what’s wrong with a little overstatement from a commentator who rightly pushes back?

Well, once you start taking seriously the idea that some puppet master or single-minded Borg is inflicting intentional wickedness on Everyman for personal profit, then all intellectual bets are off. Conservative New York Times columnist Ross Douthat offered this ideological shorthand soon after Carlson was fired: “For any idea with an establishment imprimatur, absolute suspicion; for any outsider or skeptic, sympathy and trust. It didn’t have to be political or contemporary, either. The U.F.O. mystery? He was there for it. The Kennedy assassination and the C.I.A.? He had questions.”

Carlson these days is frequently going there, whether in sympathetic interviews with the similarly conspiratorial Robert Kennedy Jr., or just musing aloud about Building 7, all while striking the classic populist pose of betraying his class interest by spilling the insidery beans.”

“Controlling the population is the media’s “only purpose,” Carlson continued. “They’re not here to inform you….Even on the big things that really matter, like the economy and the war and COVID, things that really matter and will affect you—no, their job is not to inform you. They’re working for the small group of people who actually run the world. They’re their servants, they’re the Praetorian Guard. And we should treat them with maximum contempt, because they have earned it.”

Carlson may not want to control the population, but what he offers as a replacement sounds a lot like passive consumption of a commiserative message…from Tucker Carlson. “Where can you still find Americans saying true things?” he asked in his first post-show Twitter video. “There aren’t many places left, but there are some, and that’s enough. As long as you can hear the words, there is hope.”

And now, having earned scores of millions of dollars from corporate media, Carlson is ready to burn it all down from the outside.

“The gatekeepers are still in charge,” he lamented in his video Tuesday. “We think that’s a bad system. We know exactly how it works, and we’re sick of it….There aren’t many platforms left that allow free speech. The last big one remaining in the world, the only one, is Twitter.””

Trump Hopes His Own Delusions Will Protect Him From Criminal Charges

“Donald Trump claimed he never asked Georgia Secretary of State Brad Raffensperger to “find” the votes necessary to reverse Joe Biden’s 2020 victory in that state. Trump also said he had “the absolute right” to do whatever he wanted with presidential documents when he left the White House in January 2021. Both of those statements are false, and both go to the heart of potential criminal charges against the former president.
In a notorious phone conversation with Raffensperger on January 2, 2021, Trump pressed him to validate one bogus election-fraud claim after another. Among other things, Trump mentioned “300,000 fake ballots” that “were dropped mysteriously into the rolls”; asserted that “dead people voted, and I think the number is close to 5,000”; said election workers counted Biden votes “three times” and took “18,000 ballots” out of “suitcases or trunks”; and cited a “rumor” that “they shredded ballots in Fulton County.”

Raffensperger and his office’s general counsel, Ryan Germany, patiently refuted these allegations, saying there was no evidence to support them and no reason to believe that Biden had not in fact won Georgia’s electoral votes. Trump was unfazed. He insisted that all of the alleged irregularities amounted to “many, many times the 11,779 margin” by which Biden had won. “All I want to do is this,” he said. “I just want to find 11,780 votes, which is one more than we have because we won the state.”

Trump was frustrated by the resistance from Raffensperger and Germany. “Why don’t you want to find this, Ryan?” he asked. “What’s wrong with you?” Addressing Raffensperger, he asked, “Why wouldn’t you want to find the right answer, Brad, instead of keep saying that the numbers are right? ‘Cause those numbers are so wrong.”

If Raffensperger refused to “find the right answer,” Trump implied, he could face criminal charges. The conspirators who supposedly stole the election for Biden had committed crimes, he said, and “it is more illegal for you than it is for them because you know what they did and you’re not reporting it….That’s a criminal offense. And you can’t let that happen. That’s a big risk to you and to Ryan, your lawyer.””

Thai voters choose democracy in a stunning election

“Progressives — and other members of Thailand’s pro-democracy opposition parties — scored a stunning victory in the country’s elections.., dealing a major blow to military-backed incumbents. Their overwhelming success, which came as a shock to political observers of the region, indicated that Thai voters are interested in a change from the current military-led regime and sent a significant message in favor of a more representative government.
The progressive Move Forward Party, led by Pita Limjaroenrat, is projected to win 151 seats in the House — the highest of any group — while the populist opposition party Pheu Thai, aligned with former Prime Minister Thaksin Shinawatra, will likely win 141 seats. Collectively, the two parties will now hold at least 292 of 500 seats in the House.”

“The military has long had a hold on Thai politics, a grip only strengthened by military coups in 2006 and 2014. That latter coup was led by current Prime Minister Prayuth Chan-ocha, who ushered in a new constitution that gave the military unprecedented power over government. One of those post-coup reforms threatens Move Forward’s coalition: 376 members of parliament are needed to elect a new prime minister, and the 250-person Senate was appointed by the military.

Move Forward said Monday that several parties have agreed to join its governing coalition, giving it control of 309 of parliament’s 500 seats. That leaves Pita Limjaroenrat 67 votes short of the majority needed to become prime minister. It’s unclear whether the Senate will work to cobble together a military-aligned minority government, or split its support between the two factions.”

Congress Tries Again To Reform Civil Asset Forfeiture Abuses

“The FAIR Act sets a higher bar for seizing private property, but still allows for civil forfeiture in the absence of a criminal conviction. The legislation requires:
“If the Government’s theory of forfeiture is that the property was used to commit or facilitate the commission of a criminal offense, or was involved in the commission of a criminal offense, the Government shall establish, by clear and convincing evidence, that…there was a substantial connection between the property and the offense; and the owner of any interest in the seized property—(i) used the property with intent to facilitate the offense; or knowingly consented or was willfully blind to the use of the property by another in connection with the offense.”

The bill requires that seizures be conducted in court rather than through administrative processes and also guarantees legal representation for federal forfeiture targets.

The FAIR Act isn’t a perfect bill. Many reformers will object that forfeiture should require the criminal conviction of the person whose money and property is being taken. Draining somebody’s bank account and nabbing their car keys may not be as dramatic as throwing them in a prison cell, but it’s a harsh punishment all the same and should require full due process. Still, some improvement is better than none for a practice that has largely served as an exercise in legalized highway robbery.”

“”Police abuse of civil asset forfeiture laws has shaken our nation’s conscience. Civil forfeiture allows police to seize — and then keep or sell — any property they allege is involved in a crime,” the ACLU points out in a summary of the practice. “Owners need not ever be arrested or convicted of a crime for their cash, cars, or even real estate to be taken away permanently by the government.””

“”Civil asset forfeiture—which allows the government to take property supposedly linked to crime without charging, let alone convicting, the owner—exploded after Congress started letting law enforcement agencies keep the loot in the mid-1980s,” Reason’s Jacob Sullum wrote in 2015. “Many states followed the federal government’s example, giving police and prosecutors a financial interest in forfeiture by awarding them anywhere from 45 percent to 100 percent of the money it generated.”

That empowered a powerful bloc supporting the status quo at the state and federal level, and it’s not shy about calling out opponents. In Missouri, supporters of forfeiture reform were labeled “anti-police and soft on the war on drugs,” St. Louis Public Radio reported in 2019. That was enough to scare away many lawmakers who traditionally defer to cops and prosecutors.”

You Are Not Free to Move About the Country

“Rather than add to the complexity of domestic fare pricing with the threat of compelled cash payments, wouldn’t U.S. air travelers benefit more from having a wider array of airlines to choose among?
Given the authorization to do so, top global performers such as Singapore Airlines, the Dubai-based Emirates, Japan’s All Nippon Airways, and Australia’s Qantas could enter the U.S. market to challenge American legacy carriers on the high-revenue routes that link dynamic American regions.”

“At the other end of the market, budget carriers such as Ireland’s Ryanair, Britain’s EasyJet, and Malaysia’s AirAsia provide no-frills travel that could put downward pressure on economy-class fares within the U.S. and give travelers more choice and market power.”

Texas Bill Would Legalize Townhouses

“Texas has a well-earned reputation as a place that builds.
The state built 16 percent of the country’s new housing last year despite being home to 8 percent of its population, according to data from the National Association of Home Builders. The Lone Star State managed to build over twice as much housing as the more populous, more expensive California.

Two decades of robust population growth and COVID-era price hikes have nevertheless pushed up Texas home prices and rents. The Legislature is considering a series of reforms intended to keep housing costs down and the growth machine running.

This past week, the Texas Senate approved a bill that allows homes to be built on smaller lots. In the past month, it’s also passed bills that legalize accessory dwelling units (ADUs) statewide and allow private parties to issue building permits.

“The goal is to get government out of the way and allow the private sector to increase the supply of housing so that we can meet demand and bring down the cost,” says James Quintero of the Texas Public Policy Foundation, a free market think tank.

Local minimum lot size rules can require homes to sit on lots of 5,000 square feet, 10,000 square feet, a whole acre, or even more. Satisfying these requirements means builders have to consume more land than they otherwise would. They end up building larger, more expensive homes to compensate for those higher land costs.

“The larger the lot size, the larger the price tag,” says Quintero.

There’s a growing body of evidence that Texas builders would make use of smaller lots if they were allowed.

One 2019 study of minimum lot sizes in several Texas suburbs found that typical lot sizes are concentrated at the legal minimum size. Builders also make frequent use of flexible “planned unit developments” to build housing on lots smaller than the legal minimum.

In famously unzoned Houston, several rounds of reform beginning in the late 1990s shrank minimum lot sizes to just 1,400 square feet. The result was a building boom that produced 80,000 new homes in the already growth-friendly city, according to a recent study published by George Mason University’s Mercatus Center.”